Fast, Bump-Allocated Virtual Doms with Rust and Wasm
216 by BoumTAC | 47 comments on Hacker News.
Friday, March 15, 2019
FOX BIZ NEWS: Students worldwide skip class to demand action on climate
Students worldwide skip class to demand action on climate
They're angry at their elders, and they're not taking it sitting down.
via FOX BUSINESS NEWS https://ift.tt/2F48rVH
FOX BIZ NEWS: Mt Gox head convicted of manipulating data, cleared of theft
Mt Gox head convicted of manipulating data, cleared of theft
Mark Karpeles, who headed the Tokyo-based bitcoin exchange Mt.
via FOX BUSINESS NEWS https://ift.tt/2HjHReJ
FOX BIZ NEWS: Tesla unveiling Model Y SUV, expanding into popular segment
Tesla unveiling Model Y SUV, expanding into popular segment
Tesla is unveiling its newest vehicle, the Model Y, an SUV that the automaker hopes will win over consumers looking for an all-electric alternative in the most popular segment of the auto market.
via FOX BUSINESS NEWS https://ift.tt/2THJ3hV
FOX BIZ NEWS: Chinese lawmakers endorse technology law amid US pressure
Chinese lawmakers endorse technology law amid US pressure
China's ceremonial legislature has endorsed a law meant to help end a costly tariff war with Washington by discouraging officials from pressuring foreign companies to hand over technology.
via FOX BUSINESS NEWS https://ift.tt/2F2zXTp
FOX BIZ NEWS: College admissions scandal: How it could have happened
College admissions scandal: How it could have happened
The college admissions scandal that ensnared dozens of parents was not a failing of the admissions system, according to Fordham University's athletic director.
via FOX BUSINESS NEWS https://ift.tt/2T2ZX68
FOX BIZ NEWS: Boeing, FAA didn't follow their own mandates about safety: Former NTSB chairman
Boeing, FAA didn't follow their own mandates about safety: Former NTSB chairman
Boeing did not follow protocol so now their new planes are grounded, former NTSB Chairman says.
via FOX BUSINESS NEWS https://ift.tt/2UE97HY
FOX BIZ NEWS: Dropbox Limits Account Linking to 3 Devices for Free Users
Dropbox Limits Account Linking to 3 Devices for Free Users
Attention, Dropbox free users: You'll no longer be able to link your account to an unlimited number of devices.
via FOX BUSINESS NEWS https://ift.tt/2TAqRHE
FOX BIZ NEWS: Are pilots behind Boeing 737 Max crisis?
Are pilots behind Boeing 737 Max crisis?
The most important safety feature is a competent pilot, Rep. Sam Graves said.
via FOX BUSINESS NEWS https://ift.tt/2VXnO96
FOX BIZ NEWS: Lawsuits seek over $500B in damages over college admissions scandal
Lawsuits seek over $500B in damages over college admissions scandal
It's the first of likely several suits stemming from federal indictments released earlier this week.
via FOX BUSINESS NEWS https://ift.tt/2TGp9Uv
FOX BIZ NEWS: Facebook says outages due to 'server configuration change'
Facebook says outages due to 'server configuration change'
Facebook says its lengthy outages over the past day were the result of a "server configuration change."
via FOX BUSINESS NEWS https://ift.tt/2CjHixa
New Zealand Police Say Multiple Deaths in 2 Mosque Shootings in Christchurch
By CHARLOTTE GRAHAM-McLAY, AUSTIN RAMZY and DANIEL VICTOR from NYT World https://ift.tt/2UD8kHb
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Reputed Gambino Mob Boss Is Shot and Killed on Staten Island
By ALI WINSTON, NATE SCHWEBER, JACEY FORTIN and LIAM STACK from NYT New York https://ift.tt/2HCZt4L
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Fox News Alert: Your favorite show, Fox News @ Night with Shannon Bream, will be on in a few minutes!
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Fox News @ Night is a live hour of hard news and analysis of the most compelling stories from Washington and across the country.
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Fox News @ Night is a live hour of hard news and analysis of the most compelling stories from Washington and across the country.
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Fox News Alert: Your favorite show, The Ingraham Angle, will be on in a few minutes!
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The Ingraham Angle cuts through the Washington chatter speaking directly with unexpected voices and the actual people who are impacted by the news of the day.
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The Ingraham Angle cuts through the Washington chatter speaking directly with unexpected voices and the actual people who are impacted by the news of the day.
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Fox News Alert: Your favorite show, Hannity, will be on in a few minutes!
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Candid, controversial, and completely unleashed, Sean brings you political news of the day!
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Candid, controversial, and completely unleashed, Sean brings you political news of the day!
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Fox News Alert: Your favorite show, Tucker Carlson Tonight , will be on in a few minutes!
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Tucker Carlson Tonight brings you spirited debate and powerful reporting on the issues you care about each weeknight at 8pm.
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Tucker Carlson Tonight brings you spirited debate and powerful reporting on the issues you care about each weeknight at 8pm.
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Fox News Alert: Your favorite show, Fox News @ Night with Shannon Bream, will be on in a few minutes!
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Fox News @ Night is a live hour of hard news and analysis of the most compelling stories from Washington and across the country.
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Fox News @ Night is a live hour of hard news and analysis of the most compelling stories from Washington and across the country.
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Fox News Alert: Your favorite show, The Ingraham Angle, will be on in a few minutes!
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The Ingraham Angle cuts through the Washington chatter speaking directly with unexpected voices and the actual people who are impacted by the news of the day.
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The Ingraham Angle cuts through the Washington chatter speaking directly with unexpected voices and the actual people who are impacted by the news of the day.
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Fox News Alert: Your favorite show, Hannity, will be on in a few minutes!
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Candid, controversial, and completely unleashed, Sean brings you political news of the day!
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Candid, controversial, and completely unleashed, Sean brings you political news of the day!
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Fox News Alert: Your favorite show, Tucker Carlson Tonight , will be on in a few minutes!
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Tucker Carlson Tonight brings you spirited debate and powerful reporting on the issues you care about each weeknight at 8pm.
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Tucker Carlson Tonight brings you spirited debate and powerful reporting on the issues you care about each weeknight at 8pm.
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Fox News Alert: Your favorite show, The Story with Martha MacCallum, will be on in a few minutes!
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Each night at 7pm EST, Martha MacCallum will take you deeper than ever before into the stories that matter to you.
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Each night at 7pm EST, Martha MacCallum will take you deeper than ever before into the stories that matter to you.
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Fox News Alert: Your favorite show, Special Report w/ Bret Baier, will be on in a few minutes!
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Join host Bret Baier and Fox's Team Washington to find out what's happening inside the Beltway and on the world stage.
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Join host Bret Baier and Fox's Team Washington to find out what's happening inside the Beltway and on the world stage.
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Fox News Alert: Your favorite show, The Five, will be on in a few minutes!
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The hot topics that have everyone talking from the voices that will have everyone listening!
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The hot topics that have everyone talking from the voices that will have everyone listening!
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Fox News Alert: Your favorite show, Your World With Neil Cavuto, will be on in a few minutes!
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From Main Street to Wall Street - All the day's headlines and all the market's moves!
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From Main Street to Wall Street - All the day's headlines and all the market's moves!
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Fox News Alert: Your favorite show, Shepard Smith Reporting, will be on in a few minutes!
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The way we gather it, break it and deliver it. It's all about to change! Don't miss Shepard Smith Reporting.
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The way we gather it, break it and deliver it. It's all about to change! Don't miss Shepard Smith Reporting.
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Fox News Alert: Your favorite show, The Daily Briefing, will be on in a few minutes!
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Dana Perino hosts The Daily Briefing at 2PM/ET, an hour often dominated by breaking news and more from Washington and around the nation
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Dana Perino hosts The Daily Briefing at 2PM/ET, an hour often dominated by breaking news and more from Washington and around the nation
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Fox News Alert: Your favorite show, Outnumbered Overtime, will be on in a few minutes!
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Faulkner continues the conversation on the top news stories by utilizing the resources of FNC journalists in the field, plus one-on-one interviews.
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Faulkner continues the conversation on the top news stories by utilizing the resources of FNC journalists in the field, plus one-on-one interviews.
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Fox News Alert: Your favorite show, Outnumbered, will be on in a few minutes!
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They’re outspoken… out of the box…outrageous & outstandingly smart! And he’s…outnumbered!
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They’re outspoken… out of the box…outrageous & outstandingly smart! And he’s…outnumbered!
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Fox News Alert: Your favorite show, America's Newsroom, will be on in a few minutes!
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Bill Hemmer & Sandra Smith brings you the news that matters to you!
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Bill Hemmer & Sandra Smith brings you the news that matters to you!
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Fox News Alert: Your favorite show, Fox & Friends, will be on in a few minutes!
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Mornings are always a good time with friends! Join hosts Ainsley Earhardt, Brian Kilmeade and Steve Doocy.
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Mornings are always a good time with friends! Join hosts Ainsley Earhardt, Brian Kilmeade and Steve Doocy.
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Fox News Alert: Your favorite show, Fox & Friends First, will be on in a few minutes!
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Start your morning with Fox & Friends First
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Start your morning with Fox & Friends First
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Fox News Alert: Your favorite show, Fox & Friends First, will be on in a few minutes!
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All the breaking news from overnight, plus the day's top stories and more
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All the breaking news from overnight, plus the day's top stories and more
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Fox News Alert: Your favorite show, Fox News @ Night with Shannon Bream, will be on in a few minutes!
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Fox News @ Night is a live hour of hard news and analysis of the most compelling stories from Washington and across the country.
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Fox News @ Night is a live hour of hard news and analysis of the most compelling stories from Washington and across the country.
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Fox News Alert: Your favorite show, The Ingraham Angle, will be on in a few minutes!
Get ready! Your favorite show, The Ingraham Angle , will be on in a few minutes on the Fox News Channel!
The Ingraham Angle cuts through the Washington chatter speaking directly with unexpected voices and the actual people who are impacted by the news of the day.
https://ift.tt/2zc4WJz
The Ingraham Angle cuts through the Washington chatter speaking directly with unexpected voices and the actual people who are impacted by the news of the day.
https://ift.tt/2zc4WJz
Fox News Alert: Your favorite show, Hannity, will be on in a few minutes!
Get ready! Your favorite show, Hannity , will be on in a few minutes on the Fox News Channel!
Candid, controversial, and completely unleashed, Sean brings you political news of the day!
https://ift.tt/2nkLkvw
Candid, controversial, and completely unleashed, Sean brings you political news of the day!
https://ift.tt/2nkLkvw
Fox News Alert: Your favorite show, Tucker Carlson Tonight , will be on in a few minutes!
Get ready! Your favorite show, Tucker Carlson Tonight , will be on in a few minutes on the Fox News Channel!
Tucker Carlson Tonight brings you spirited debate and powerful reporting on the issues you care about each weeknight at 8pm.
https://ift.tt/2n5mFPq
Tucker Carlson Tonight brings you spirited debate and powerful reporting on the issues you care about each weeknight at 8pm.
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Fox News Alert: Your favorite show, Fox News @ Night with Shannon Bream, will be on in a few minutes!
Get ready! Your favorite show, Fox News @ Night with Shannon Bream , will be on in a few minutes on the Fox News Channel!
Fox News @ Night is a live hour of hard news and analysis of the most compelling stories from Washington and across the country.
https://ift.tt/2A0YvYY
Fox News @ Night is a live hour of hard news and analysis of the most compelling stories from Washington and across the country.
https://ift.tt/2A0YvYY
Fox News Alert: Your favorite show, The Ingraham Angle, will be on in a few minutes!
Get ready! Your favorite show, The Ingraham Angle , will be on in a few minutes on the Fox News Channel!
The Ingraham Angle cuts through the Washington chatter speaking directly with unexpected voices and the actual people who are impacted by the news of the day.
https://ift.tt/2zc4WJz
The Ingraham Angle cuts through the Washington chatter speaking directly with unexpected voices and the actual people who are impacted by the news of the day.
https://ift.tt/2zc4WJz
Fox News Alert: Your favorite show, Hannity, will be on in a few minutes!
Get ready! Your favorite show, Hannity , will be on in a few minutes on the Fox News Channel!
Candid, controversial, and completely unleashed, Sean brings you political news of the day!
https://ift.tt/2nkLkvw
Candid, controversial, and completely unleashed, Sean brings you political news of the day!
https://ift.tt/2nkLkvw
Fox News Alert: Your favorite show, Tucker Carlson Tonight , will be on in a few minutes!
Get ready! Your favorite show, Tucker Carlson Tonight , will be on in a few minutes on the Fox News Channel!
Tucker Carlson Tonight brings you spirited debate and powerful reporting on the issues you care about each weeknight at 8pm.
https://ift.tt/2n5mFPq
Tucker Carlson Tonight brings you spirited debate and powerful reporting on the issues you care about each weeknight at 8pm.
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Fox News Alert: Your favorite show, The Story with Martha MacCallum, will be on in a few minutes!
Get ready! Your favorite show, The Story with Martha MacCallum , will be on in a few minutes on the Fox News Channel!
Each night at 7pm EST, Martha MacCallum will take you deeper than ever before into the stories that matter to you.
https://ift.tt/2peIFsD
Each night at 7pm EST, Martha MacCallum will take you deeper than ever before into the stories that matter to you.
https://ift.tt/2peIFsD
Fox News Alert: Your favorite show, Special Report w/ Bret Baier, will be on in a few minutes!
Get ready! Your favorite show, Special Report w/ Bret Baier , will be on in a few minutes on the Fox News Channel!
Join host Bret Baier and Fox's Team Washington to find out what's happening inside the Beltway and on the world stage.
https://ift.tt/2lITDoG
Join host Bret Baier and Fox's Team Washington to find out what's happening inside the Beltway and on the world stage.
https://ift.tt/2lITDoG
Fox News Alert: Your favorite show, The Five, will be on in a few minutes!
Get ready! Your favorite show, The Five , will be on in a few minutes on the Fox News Channel!
The hot topics that have everyone talking from the voices that will have everyone listening!
https://ift.tt/2mG7Od5
The hot topics that have everyone talking from the voices that will have everyone listening!
https://ift.tt/2mG7Od5
Fox News Alert: Your favorite show, Your World With Neil Cavuto, will be on in a few minutes!
Get ready! Your favorite show, Your World With Neil Cavuto , will be on in a few minutes on the Fox News Channel!
From Main Street to Wall Street - All the day's headlines and all the market's moves!
https://ift.tt/2lIpi9A
From Main Street to Wall Street - All the day's headlines and all the market's moves!
https://ift.tt/2lIpi9A
Fox News Alert: Your favorite show, Shepard Smith Reporting, will be on in a few minutes!
Get ready! Your favorite show, Shepard Smith Reporting , will be on in a few minutes on the Fox News Channel!
The way we gather it, break it and deliver it. It's all about to change! Don't miss Shepard Smith Reporting.
https://ift.tt/2naRPlf
The way we gather it, break it and deliver it. It's all about to change! Don't miss Shepard Smith Reporting.
https://ift.tt/2naRPlf
Fox News Alert: Your favorite show, The Daily Briefing, will be on in a few minutes!
Get ready! Your favorite show, The Daily Briefing , will be on in a few minutes on the Fox News Channel!
Dana Perino hosts The Daily Briefing at 2PM/ET, an hour often dominated by breaking news and more from Washington and around the nation
https://ift.tt/2wJCRHv
Dana Perino hosts The Daily Briefing at 2PM/ET, an hour often dominated by breaking news and more from Washington and around the nation
https://ift.tt/2wJCRHv
Fox News Alert: Your favorite show, Outnumbered Overtime, will be on in a few minutes!
Get ready! Your favorite show, Outnumbered Overtime , will be on in a few minutes on the Fox News Channel!
Faulkner continues the conversation on the top news stories by utilizing the resources of FNC journalists in the field, plus one-on-one interviews.
https://ift.tt/2fS1R8D
Faulkner continues the conversation on the top news stories by utilizing the resources of FNC journalists in the field, plus one-on-one interviews.
https://ift.tt/2fS1R8D
Fox News Alert: Your favorite show, Outnumbered, will be on in a few minutes!
Get ready! Your favorite show, Outnumbered , will be on in a few minutes on the Fox News Channel!
They’re outspoken… out of the box…outrageous & outstandingly smart! And he’s…outnumbered!
https://ift.tt/2mbbdh6
They’re outspoken… out of the box…outrageous & outstandingly smart! And he’s…outnumbered!
https://ift.tt/2mbbdh6
Fox News Alert: Your favorite show, America's Newsroom, will be on in a few minutes!
Get ready! Your favorite show, America's Newsroom , will be on in a few minutes on the Fox News Channel!
Bill Hemmer & Sandra Smith brings you the news that matters to you!
https://ift.tt/2mPmwzb
Bill Hemmer & Sandra Smith brings you the news that matters to you!
https://ift.tt/2mPmwzb
Fox News Alert: Your favorite show, Fox & Friends, will be on in a few minutes!
Get ready! Your favorite show, Fox & Friends , will be on in a few minutes on the Fox News Channel!
Mornings are always a good time with friends! Join hosts Ainsley Earhardt, Brian Kilmeade and Steve Doocy.
https://ift.tt/2m6YH1e
Mornings are always a good time with friends! Join hosts Ainsley Earhardt, Brian Kilmeade and Steve Doocy.
https://ift.tt/2m6YH1e
Fox News Alert: Your favorite show, Fox & Friends First, will be on in a few minutes!
Get ready! Your favorite show, Fox & Friends First , will be on in a few minutes on the Fox News Channel!
Start your morning with Fox & Friends First
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Start your morning with Fox & Friends First
https://ift.tt/2lgj3tk
FOX NEWS: 2019 iHeartRadio Music Awards winners list
2019 iHeartRadio Music Awards winners list
One of the biggest nights in pop music is here!
via FOX NEWS https://ift.tt/2HliHMM
FOX NEWS: 2019 iHeartRadio Music Awards: Garth Brooks, Chris Pratt sing 'Friends In Low Places' together
2019 iHeartRadio Music Awards: Garth Brooks, Chris Pratt sing 'Friends In Low Places' together
Garth Brooks won big Thursday evening at the 2019 iHeartRadio Music Awards.
via FOX NEWS https://ift.tt/2Uyb60h
FOX NEWS: One Direction singer Louis Tomlinson’s sister Félicité dead at 18
One Direction singer Louis Tomlinson’s sister Félicité dead at 18
One Direction star Louis Tomlinson’s sister, Félicité, has died, reps for the singer confirmed to Fox News on Thursday. She was 18.
via FOX NEWS https://ift.tt/2UBYeq3
FOX NEWS: Meghan Markle, Prince Harry hire Hillary Clinton's former presidential campaign senior adviser
Meghan Markle, Prince Harry hire Hillary Clinton's former presidential campaign senior adviser
Meghan Markle and Prince Harry have hired Hillary Clinton's former 2016 presidential campaign senior adviser, Sara Latham, as the head of their communications team.
via FOX NEWS https://ift.tt/2UImOpn
FOX NEWS: CNN's Jeff Zucker wins a First Amendment Award
CNN's Jeff Zucker wins a First Amendment Award
Tucker Carlson takes on the awards and CNN's interpretation of free speech.
via FOX NEWS https://ift.tt/2XY73wj
FOX NEWS: Ben Affleck defends huge back tattoo, says phoenix ‘represents something really important’
Ben Affleck defends huge back tattoo, says phoenix ‘represents something really important’
Ben Affleck has come to the defense of his giant back tattoo, saying the colorful phoenix “represents something really important” to him on Thursday’s episode of "Ellen."
via FOX NEWS https://ift.tt/2UBx2b1
FOX NEWS: Alex Trebek thanks supporters for well-wishes following pancreatic cancer diagnosis
Alex Trebek thanks supporters for well-wishes following pancreatic cancer diagnosis
“Jeopardy!” host Alex Trebek said thank you to his supporters on Thursday, describing himself as “a lucky guy,” following an outpouring of messages he said he’s received in the wake of his stage 4 pancreatic cancer diagnosis.
via FOX NEWS https://ift.tt/2UGzv40
FOX NEWS: CNN derided for anti-Trump graphic during program billed as straight news
CNN derided for anti-Trump graphic during program billed as straight news
CNN was criticized on Thursday for an on-screen graphic that editorialized news of Senate preparing to vote to block President Trump’s border emergency declaration.
via FOX NEWS https://ift.tt/2FfbEDb
FOX NEWS: Elizabeth Hurley, 53, dons ‘aquamarine’ bikini in latest racy post
Elizabeth Hurley, 53, dons ‘aquamarine’ bikini in latest racy post
Elizabeth Hurley is once again sporting a bikini on Instagram, sharing her latest look with followers on Thursday.
via FOX NEWS https://ift.tt/2FaP9ip
FOX NEWS: Rosario Dawson confesses to Cory Booker romance: 'He's a wonderful human being'
Rosario Dawson confesses to Cory Booker romance: 'He's a wonderful human being'
Actress Rosario Dawson is reportedly dating New Jersey Sen. Cory Booker, according to TMZ. The Democrat, who just launched a bid for the White House in 2020, recently appeared on 'The Breakfast Club' radio show, revealing that he was dating someone he considered 'really special.' When TMZ caught up with Dawson at a Washington D.C. airport, the actress responded affirmatively when asked if there was any truth to the rumors of their relationship.
via FOX NEWS https://ift.tt/2O796JV
New Show Hacker News story: Launch HN: Nala (YC W19) – Internet-Free Mobile Payments App for Africa
Launch HN: Nala (YC W19) – Internet-Free Mobile Payments App for Africa
46 by benjaminf | 12 comments on Hacker News.
Hi HN! I’m Benjamin, one of the co-founders of NALA ( https://www.nala.money ), an application that simplifies the process of making mobile payments for our users in Africa. My co-founder Sam and I first met back in 2016 while I was working at the Bill and Melinda Gates Foundation (focusing on financial services in Africa), and he was earning his Ph.D. in computer science at the University of Washington (researching mobile money security in Sub-Saharan Africa). As you may know, the way that mobile payments are made in many developing markets is quite different from how they're made in the rest of the world. In much of Sub-Saharan Africa, people make payments using mobile money, an electronic wallet service that is typically tied to a user's cell phone carrier and sim card. Using a 39-46 digit sequence of short codes (i.e. dialing a code such as 150 30, waiting for a screen to pop-up, dialing another code and waiting for that screen, repeat, etc.) that are received by the user's cell phone carrier, a user can request to send money to a friend, pay a bill, or purchase airtime all without being connected to the internet and accessible via smartphone and basic feature phone alike. (M-Pesa, which you may have heard of, is just one of the many such mobile money services offered in Sub-Saharan Africa). While mobile money has undoubtedly transformed the way that millions of people transact, the process of executing a mobile money payment is time-consuming, arduous, and prone to error, resulting in a less than ideal transactor experience. After moving back to my home country of Tanzania in 2017 and conducting 700+ on-the-ground interviews, Sam and I founded NALA, the first internet-free mobile money smartphone application. NALA interfaces with existing mobile money providers (M-Pesa, Airtel, tiGO etc.), and provides users with a simple Venmo-like payment experience. To deliver this capability, NALA has built a USSD automator tool to send requests over existing USSD channels. Our product serves as a central platform where users can initialize payments for all of their mobile money accounts (having multiple sim cards and mobile money accounts is extremely common in Sub-Saharan Africa as inter-network transaction fees are lower than out-of-network fees), and for the first time ever, access their transaction histories through our rich transaction tool. While we will make a percentage cut for every bill payment and airtime top-up that is conducted on our platform, we are primarily focused on growing our active user-base. As Sub-Saharan Africa mobile money usage proliferates ($860+ million in daily transaction values and close to 400 million mobile money accounts), smartphone penetration approaches 40%, and the fastest growing middle class of any continent comes into its own, we believe there is massive potential to transform and shape the African payment space. Building a product that thoughtfully addresses our users' financial challenges is what excites and energizes us. The pernicious transaction fees that mobile money users are subject to is an area of particular interest and focus. We would love to hear about HN's ideas and experiences in this space, as well as answer any questions you might have!
46 by benjaminf | 12 comments on Hacker News.
Hi HN! I’m Benjamin, one of the co-founders of NALA ( https://www.nala.money ), an application that simplifies the process of making mobile payments for our users in Africa. My co-founder Sam and I first met back in 2016 while I was working at the Bill and Melinda Gates Foundation (focusing on financial services in Africa), and he was earning his Ph.D. in computer science at the University of Washington (researching mobile money security in Sub-Saharan Africa). As you may know, the way that mobile payments are made in many developing markets is quite different from how they're made in the rest of the world. In much of Sub-Saharan Africa, people make payments using mobile money, an electronic wallet service that is typically tied to a user's cell phone carrier and sim card. Using a 39-46 digit sequence of short codes (i.e. dialing a code such as 150 30, waiting for a screen to pop-up, dialing another code and waiting for that screen, repeat, etc.) that are received by the user's cell phone carrier, a user can request to send money to a friend, pay a bill, or purchase airtime all without being connected to the internet and accessible via smartphone and basic feature phone alike. (M-Pesa, which you may have heard of, is just one of the many such mobile money services offered in Sub-Saharan Africa). While mobile money has undoubtedly transformed the way that millions of people transact, the process of executing a mobile money payment is time-consuming, arduous, and prone to error, resulting in a less than ideal transactor experience. After moving back to my home country of Tanzania in 2017 and conducting 700+ on-the-ground interviews, Sam and I founded NALA, the first internet-free mobile money smartphone application. NALA interfaces with existing mobile money providers (M-Pesa, Airtel, tiGO etc.), and provides users with a simple Venmo-like payment experience. To deliver this capability, NALA has built a USSD automator tool to send requests over existing USSD channels. Our product serves as a central platform where users can initialize payments for all of their mobile money accounts (having multiple sim cards and mobile money accounts is extremely common in Sub-Saharan Africa as inter-network transaction fees are lower than out-of-network fees), and for the first time ever, access their transaction histories through our rich transaction tool. While we will make a percentage cut for every bill payment and airtime top-up that is conducted on our platform, we are primarily focused on growing our active user-base. As Sub-Saharan Africa mobile money usage proliferates ($860+ million in daily transaction values and close to 400 million mobile money accounts), smartphone penetration approaches 40%, and the fastest growing middle class of any continent comes into its own, we believe there is massive potential to transform and shape the African payment space. Building a product that thoughtfully addresses our users' financial challenges is what excites and energizes us. The pernicious transaction fees that mobile money users are subject to is an area of particular interest and focus. We would love to hear about HN's ideas and experiences in this space, as well as answer any questions you might have!